The VISA SIGNATURE is a personal credit card from VISA SIGNATURE. The annual fee is None. The ongoing APR is 17.99% after a 0% introductory rate for 12 months. Approval typically requires a credit score of Average to excellent credit or higher. Signup bonus: $150 when you spend $1,000 in the first 90 days of opening a Century Federal Visa Signature account. Rewards: 1.5% cash back on all purchases. Cash back: 1.5% cash back on all purchases. Typical credit limit: $5,000.