The Century Federal Credit Union is a personal credit card from Century Federal Credit Union. The annual fee is $0. The ongoing APR is 8.00% to 17.99% (disclosure effective 12/5/2025, variable with Prime) after a 0% APR on purchases and balance transfers for 12 billing cycles (balance transfers within first 90 days, from a non-Century Federal Visa) introductory rate for 12 months. Approval typically requires a credit score of Average to excellent credit or higher. Signup bonus: $150 bonus after spending $1,000 within the first 90 days of opening a new Century Federal Visa Signature account (excludes balance transfers, cash advances, travelers checks, foreign currency, money orders, wires and similar). Rewards: 1.5% cash back on all purchases. Cash back: 1.5% cash back on all purchases. Typical credit limit: Approval for a credit line of at least $5,000 is required to qualify for this card. This product reports activity to your personal credit report.