The Visa Max Cash Secured is a personal credit card from Visa Max Cash Secured. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 29.99%. Rewards: up to 5% cash back in two categories you choose, 2% unlimited cash back on one everyday category of your choice, 1% unlimited cash back on all other eligible purchases. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..