The Visa Platinum Active Rewards is a personal credit card from Visa Platinum Active Rewards. The annual fee is null. The ongoing APR is 13.20% to 27.49% after a 0% APR introductory rate for 12 months. Rewards: unlimited 2x points on everyday Local Commuting, Live Entertainment & Streaming Services, Fitness & Leisure, and even Cell Phone Services, plus unlimited 1x points on all other purchases.