The Visa Signature Flex Rewards is a personal credit card from Visa Signature Flex Rewards. The annual fee is null. The ongoing APR is 13.20% to 27.49% after a 0% APR introductory rate for 12 months. Rewards: Earn unlimited 3x points on everyday expenses such as Groceries, Restaurants & Fast Food, and even Food Delivery Services, 2x points on Gas/EV Charging*, unlimited 2x points on Local Transportation and Streaming Services, plus unlimited 1x points on all other purchases.