Platinum Plus — Personal Credit Card

The Platinum Plus is a personal credit card from Platinum Plus. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.75% after a 0% introductory rate for 6 months. Approval typically requires a credit score of Excellent⁺ (Between 801 900) or higher. Minimum time in business: three months.

Sources & citations

• https://www.bbamericas.com/personal/credit-cards
• https://bbamericas.com/contact-us/
• https://www.bbamericas.com/en/business/business-credit-card/ | "0% APR for 6 months on purchases and balance transfers." | 2026-04-22
• https://www.bbamericas.com/en/business/business-credit-card/ | "Annual Fee: $0" | 2026-04-22
• https://bbamericas.com
• https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• https://www.bbamericas.com/en/business/business-credit-card/ | "After that, 18.75% Regular APR." | 2026-04-22
• https://www.bbamericas.com/en/business/business-credit-card/ | "Business entities’ owner(s) and authorized card users must have a Social Security Number(s) and Valid Picture ID(s); Business entity or its owner(s) must be existing customer(s) and maintain three mon" | 2026-04-22