The BB Americas Bank is a personal credit card from BB Americas Bank. The annual fee is $0. The ongoing APR is 16.24% to 18.00% variable (pricing disclosure on card page) after a 0% for the first 12 months on purchases and balance transfers introductory rate for 12 months. Approval typically requires a credit score of Good (701-800) recommended credit level per issuer or higher. Rewards: uChoose Rewards: 1.1 points per $1 spent; 2,500 points = $25 statement credit/cash back. Cash back: Earn cash back on everyday purchases. Minimum time in business: three months. This product reports activity to your personal credit report.