The Bangor Savings Bank is a personal credit card from Bangor Savings Bank. The annual fee is $0. The ongoing APR is 16.24% to 24.24% variable (rates and fees document last updated July 7, 2026; Prime 6.75% as of Jan 10, 2026) after a 0% for 12 months from account opening (purchases and balance transfers) introductory rate for 12 months. Rewards: A credit card that allows you to save on interest so you can spend more on things that are important to you.. This product reports activity to your personal credit report. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.