The Titanium Rewards Visa Signature is a personal credit card from Titanium Rewards Visa Signature. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 12.99%. Signup bonus: 10,000 bonus points with purchase of $1,500 within the first 90 days. Rewards: 3x points on gas paid at the pump & groceries; 1.5x points on all other purchases.