The VISA PLATINUM is a personal credit card from VISA PLATINUM. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is As Low As 8.49% APR. Signup bonus: $50 bonus will be deposited into members account within the 1st day of the following month after credit card approval.. Rewards: 1% CashBack on ALL Purchases, Additional 1% CashBack Gas & Restaurants. Cash back: 1% CashBack on ALL Purchases, Additional 1% CashBack Gas & Restaurants. Typical credit limit: $300 - $5,000.