Ameriprise® Visa Signature® Excellent Credit — Ameriprise Bank, FSB is a personal credit card from Ameriprise Bank, FSB. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 17.74% - 30.74% variable (after 0% intro for 9 billing cycles) after a 0% introductory rate for 9 months. Signup bonus: 10,000 bonus Rewards Points after you spend $1,000 in eligible net purchases in the first 90 days of account opening. Rewards: 1 Rewards Point per $1 of eligible net purchases; 1.25% cash back value when redeemed into an eligible Ameriprise account. Cash back: 25% more cash back value when you redeem your Rewards Points for cash back into eligible Ameriprise accounts.