The BEVERLY MUNICIPAL Visa Platinum Good Credit is a personal credit card from BEVERLY MUNICIPAL Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.24% to 28.24% based on your creditworthiness when you open your account. after a 0% introductory APR for the first 21 billing cycles. introductory rate for 21 months. Rewards: Earn cash back and more..