The BANK FUND STAFF Visa Platinum Good Credit is a personal credit card from BANK FUND STAFF Visa Platinum. The annual fee is No Annual Fee. Signup bonus: $200 Cash Back when you spend $4,000 in the first 90 days of account opening. Rewards: 5% cash back on air travel, 3% cash back on hotels, Airbnb & VRBO, 3% cash back on restaurants, 2% cash back on car rentals, 1% cash back on everything else.