The Arvest Bank Visa Platinum Good Credit is a personal credit card from Arvest Bank Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Low introductory APR on purchases and balance transfers. Rewards: Earn rewards points on eligible purchases that you can redeem for cash back, statement credits and more when you enroll in Arvest Flex Rewards™ !. Cash back: Earn rewards points on eligible purchases that you can redeem for cash back, statement credits and more when you enroll in Arvest Flex Rewards™ !.