The American State Bank OF GRYGLA Visa Signature Excellent Credit is a personal credit card from American State Bank OF GRYGLA Visa Signature. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR introductory rate for 12 months. Signup bonus: 15,000 bonus points. Rewards: Earn up to 4X points.