The Amalgamated Bank of Chicago Visa Classic Good Credit is a personal credit card from Amalgamated Bank of Chicago Visa Classic. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.24%-25.24% variable APR after a 0% introductory rate for 6 months. Rewards: 1 point per dollar on net purchases. Cash back: 1% cash back on your statement for all of your net purchases.