The AMERICAN HERITAGE Visa Platinum Good Credit is a personal credit card from AMERICAN HERITAGE Visa Platinum. The annual fee is $0. The ongoing APR is 9.99% after a 0% APR introductory rate for 9 months. Signup bonus: 15,000 ScoreCard Rewards Points. Rewards: Earn one ScoreCard Reward Point for every $1 spent. Cash back: 3% Cash Back on Essentials, 2% Cash Back on Travel and Dining, 1% Back on Everything Else. Typical credit limit: $300 to $25,000.