The Century Federal Credit Union Visa Platinum Good Credit is a personal credit card from Century Federal Credit Union Visa Platinum. The annual fee is None. The ongoing APR is 17.99% after a 0% introductory rate for 12 months. Approval typically requires a credit score of Average to excellent credit or higher. Signup bonus: Get a $50 bonus after first purchase. Rewards: 1% cash back on all purchases. Cash back: 1%. Typical credit limit: $1,000-$15,000.