The Capital City Bank Visa Rewards Good Credit is a personal credit card from Capital City Bank Visa Rewards. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.99%-24.99% after a 0% for 6 months introductory rate for 6 months. Approval typically requires a credit score of 680 or higher. Signup bonus: Earn 20,000 bonus points after spending $1,000 in the first 3 months. Rewards: 1.5 points per dollar spent on all purchases. Typical credit limit: $500-$25,000.