The Consumers Credit Union Visa Cash Back Good Credit is a personal credit card from Consumers Credit Union Visa Cash Back. The annual fee is No Annual Fee. The ongoing APR is 13.20% to 27.49% after a 0% APR introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Signup bonus: $200 Reward. Rewards: Earn unlimited 1.5% cash back on all your everyday purchases. Cash back: 1.5%. Typical credit limit: $1,000-$15,000.