The BankFirst Visa Signature Good Credit is a personal credit card from BankFirst Visa Signature. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.99%-22.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: Earn a $150 bonus after spending $1,000 in the first 90 days. Rewards: flexible rewards for your business. Cash back: 1.5%. Typical credit limit: $1,000-$25,000.