The Bank Star Visa Platinum Good Credit is a personal credit card from Bank Star Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: Earn 15,000 points (worth up to $150) when you spend $500 within the first 90 days.. Rewards: Earn up to 4X points AND receive 15,000 bonus points.. Cash back: 1.5%. Typical credit limit: $1,000-$25,000.