The Air Academy Credit Union Visa Signature Excellent Credit is a personal credit card from Air Academy Credit Union Visa Signature. The annual fee is $0. The ongoing APR is 14.00% - 17.99% after a 0% APR introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Signup bonus: Earn 10,000 points after first purchase. Rewards: Earn points on everyday purchases like dining, delivery, and streaming services. Cash back: 1.5%. Typical credit limit: $1,000-$30,000.