The Bank of 1889 Good Credit is a personal credit card from Bank of 1889. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.99%-23.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Rewards: Earn one point for every net dollar in retail purchases. Cash back: 1%. Typical credit limit: $1,000-$25,000. This product reports activity to your personal credit report.