The Blue Ridge Bank NA Visa Signature Good Credit is a personal credit card from Blue Ridge Bank NA Visa Signature. The annual fee is $0. The ongoing APR is 12.99%-22.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: Get a $200 bonus after spending $1,000 in the first 90 days. Rewards: 1.5% cash back on all purchases. Cash back: 1.5%. Typical credit limit: $1,000-$25,000.