The Alliance Credit Union Visa Platinum Good Credit is a personal credit card from Alliance Credit Union Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 10.99%-18.00% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Signup bonus: Earn 10,000 bonus points after your first purchase. Rewards: 1.5% cash back on all purchases. Cash back: 1.5%. Typical credit limit: $500-$25,000.