The Baraboo State Bank Visa Platinum Fair Credit is a personal credit card from Baraboo State Bank Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 640 or higher. Signup bonus: 15,000 bonus points. Rewards: Earn up to 4X points. Cash back: 1%. Typical credit limit: $1,000-$20,000.