The BRECO Visa Platinum Fair Credit is a personal credit card from BRECO Visa Platinum. The annual fee is $0. The ongoing APR is 12.99%-22.99% after a 0% introductory rate for 6 months. Approval typically requires a credit score of 650 or higher. Rewards: reward points redeemable for music, dining, travel, and more. Cash back: 1%. Typical credit limit: $500-$15,000.