The AllSouth Visa Platinum Fair Credit is a personal credit card from AllSouth Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 9.99%-18.00% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Rewards: 1% cash back on all purchases. Cash back: 1%. Typical credit limit: $1,000-$25,000.