The All In Credit Union Visa Platinum Fair Credit is a personal credit card from All In Credit Union Visa Platinum. The annual fee is $0. The ongoing APR is 10.99%-18.00% after a 0% APR* introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Signup bonus: Earn 500 points for signing up. Rewards: Earn points toward Airline Miles, Gift Certificates, Merchandise or Cash Back. Cash back: 1%. Typical credit limit: $500-$25,000.