The Capital City Bank Visa Signature Good Credit is a personal credit card from Capital City Bank Visa Signature. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.99%-23.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Signup bonus: Earn 20,000 bonus points after spending $1,500 in the first 3 months. Rewards: 1.5% cash back on all purchases. Cash back: 1.5%. Typical credit limit: $1,000-$30,000.