The CFSBank Good Credit is a personal credit card from CFSBank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.49% - 22.49% variable APR after a 0% Introductory APR on purchases and balance transfers for 12 months introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: 30,000 bonus points with $2,500 spend in first 90 days. Rewards: Unlimited 1.5x points on every net dollar spent. Cash back: 1.5%. Typical credit limit: $1,000-$25,000. This product reports activity to your personal credit report.