The CCF Bank Visa Platinum Fair Credit is a personal credit card from CCF Bank Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.99%-23.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Signup bonus: $25 cash back awarded after your first purchase. Rewards: Earn up to 3% cash back on eligible net business purchases.. Cash back: 1%. Typical credit limit: $1,000-$25,000.