The Bremer Bank Visa Signature Excellent Credit is a personal credit card from Bremer Bank Visa Signature. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Signup bonus: Get a $150 statement credit after your first purchase. Rewards: 2% cash back on groceries and gas, 1% on all other purchases. Cash back: 2%. Typical credit limit: $1,000-$30,000.