The Bluestone Bank Visa Signature Good Credit is a personal credit card from Bluestone Bank Visa Signature. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: Earn 15,000 points (worth up to $150) when you spend $500 within the first 90 days. Rewards: Earn up to 4X points AND receive 15,000 bonus points. Cash back: 1.5%. Typical credit limit: $1,000-$20,000. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..