The Blaze Credit Union Visa Platinum Fair Credit is a personal credit card from Blaze Credit Union Visa Platinum. Application typically pulls a credit report from TransUnion. The annual fee is There is no annual fee on any Blaze Visa credit card.. The ongoing APR is 12.40%-17.99% APR after a 0% APR introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Signup bonus: $225 in cash back rewards when you spend $1,000 in the first 90 days!. Rewards: Earn up to 1.5% cash back on all purchases.. Cash back: 1.5%. Typical credit limit: $500-$15,000.