The BankIowa Visa Platinum Good Credit is a personal credit card from BankIowa Visa Platinum. The annual fee is No Annual Fee. The ongoing APR is 18.24% after a 0.00% introductory rate for 9 months. Approval typically requires a credit score of 680 or higher. Signup bonus: Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points.. Rewards: Earn 2X Points per dollar on purchases in the top two merchant categories each month and 1 Point per dollar on purchases everywhere else Visa is accepted.. Cash back: 1.5%. Typical credit limit: $1,000-$20,000.