The BankFirst Visa Platinum Good Credit is a personal credit card from BankFirst Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.99%-22.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: Earn a $100 bonus after spending $500 in the first 3 months. Rewards: flexible rewards for your business. Cash back: 1.5%. Typical credit limit: $1,000-$25,000.