The Bank of Hillsboro Visa Platinum Good Credit is a personal credit card from Bank of Hillsboro Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.99%-22.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Signup bonus: Earn 10,000 bonus points after spending $1,000 in the first 3 months. Rewards: 1% cash back on all purchases. Cash back: 1%. Typical credit limit: $500-$25,000.