The Bank of Calhoun County Visa Platinum Fair Credit is a personal credit card from Bank of Calhoun County Visa Platinum. The annual fee is $0. The ongoing APR is 11.99%-19.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 650 or higher. Rewards: Earn 1 point for every dollar spent on all transactions. Cash back: 1%. Typical credit limit: $1,000-$20,000.