The Bank OZK Visa Signature Good Credit is a personal credit card from Bank OZK Visa Signature. The annual fee is No annual fee. The ongoing APR is variable APR based on the Prime Rate, between 18.99% and 28.99% APR after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 680 or higher. Signup bonus: Earn 15,000 bonus points ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.. Rewards: 5x points per $1 spent on travel purchases, 3x points per $1 spent on streaming services, 2x points per $1 spent on fuel purchases, 1x point per $1 spent on all other purchases. Cash back: 1.5%. Typical credit limit: $1,000-$20,000.