The Banco do Brasil Americas Visa Signature Excellent Credit is a personal credit card from Banco do Brasil Americas Visa Signature. The annual fee is $0. The ongoing APR is 18.75% Regular APR after a 0% APR introductory rate for 6 months. Approval typically requires a credit score of 700 or higher. Signup bonus: Get 20,000 bonus points after your first purchase. Rewards: 2% cash back on dining and travel, 1% on all other purchases. Cash back: 2%. Typical credit limit: $2,000-$30,000.