The BancFirst Visa Platinum Good Credit is a personal credit card from BancFirst Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 11.99%-21.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 670 or higher. Signup bonus: Earn 15,000 bonus points after spending $1,500 in the first 3 months. Rewards: flexible rewards for your business. Cash back: 1%. Typical credit limit: $1,000-$20,000.