The BMO Harris Cash Back Master Good Credit is a personal credit card from BMO Harris Cash Back Master. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is 13.99%-23.99% after a 0% for the first 12 billing cycles introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Signup bonus: Earn a $200 cash back bonus after making $1,500 in purchases in the first 3 months. Rewards: 3% cash back on grocery purchases, 1% on all other purchases. Cash back: 3%. Typical credit limit: $1,000-$25,000.