The Associated Bank Visa Cash Back Fair Credit is a personal credit card from Associated Bank Visa Cash Back. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.99%-24.99% after a 0% Intro APR introductory rate for 18 months. Approval typically requires a credit score of 660 or higher. Signup bonus: $25 cash back awarded after first purchase.. Rewards: 3% cash back on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining; 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center; 1% cash back on all other eligible purchases.. Cash back: 1%. Typical credit limit: $1,000-$25,000. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..