The American National Bank of Minnesota Visa Signature Good Credit is a personal credit card from American National Bank of Minnesota Visa Signature. The annual fee is $0. The ongoing APR is 13.99%-23.99% after a 0% introductory rate for 6 months. Approval typically requires a credit score of 680 or higher. Signup bonus: Get 20,000 bonus points after your first purchase. Rewards: 1% on all purchases. Cash back: 1% on all purchases. Typical credit limit: $1,000-$20,000.