The AOD Visa Platinum Good Credit is a personal credit card from AOD Visa Platinum. The annual fee is $0. The ongoing APR is 10.99%-17.99% after a 0% for 12 months introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Signup bonus: Earn a $100 bonus after spending $1,000 in the first 90 days. Rewards: 1% cash back on all purchases. Cash back: 1%. Typical credit limit: $1,000-$15,000.