The Luxury Card Mastercard Gold is a personal credit card from Luxury Card Mastercard Gold. Application typically pulls a hard report from TransUnion. The annual fee is $1,199. The ongoing APR is 19.49% to 27.49% after a 0% introductory rate for 15 months. Approval typically requires a credit score of 720 or higher. Rewards: Earn double the points when you book your airfare or hotel through LuxuryCardTravel.com.. Cash back: 2% cash back value. 24-karat gold-plated card. $300 annual airline credit. $200 annual dining credit. $200 Ship and Play credit. Priority Pass Select with unlimited guests. Global Entry/TSA PreCheck credit $120. 24/7 concierge. 0% intro APR on balance transfers for 15 months. Regular APR 19.49%-27.49%. Auth user fee $349.