The Luxury Card Mastercard Black is a personal credit card from Luxury Card Mastercard Black. Application typically pulls a hard report from TransUnion. The annual fee is $699. The ongoing APR is 19.49% to 27.49% after a 0% introductory rate for 15 months. Approval typically requires a credit score of 720 or higher. Rewards: 2X on airfare and hotels booked through LuxuryCardTravel.com; 1.5% cash back. Cash back: 1.5% cash back value. Black PVD-coated stainless steel card. $200 annual airline credit. $100 annual dining credit. Priority Pass Select. Global Entry/TSA PreCheck credit $120. 24/7 concierge. 0% intro APR on balance transfers for 15 months. Regular APR 19.49%-27.49%. Auth user fee $249.