The Luxury Card Mastercard Titanium is a personal credit card from Luxury Card Mastercard Titanium. Application typically pulls a hard report from TransUnion. The annual fee is $299. The ongoing APR is 19.49% to 27.49% after a 0% introductory rate for 15 months. Approval typically requires a credit score of 720 or higher. Rewards: 2X Earn on Airfare and Hotels. Cash back: 1% cash back value. Brushed stainless steel card. Priority Pass Select. 24/7 concierge. 0% intro APR on balance transfers for 15 months. Regular APR 19.49%-27.49%. Auth user fee $149.